Dave Ramsey has it so wrong

I often wonder why people listen to Dave Ramsy when he has a history of being so wrong on almost every financial statement he has ever made. However; his response really takes the cake –  “Paul” sent a letter to Dave asking how to handle and interact with debt collectors. Dave’s response was so astonishingly […]

Collection Agency loses lawsuit filed by Ohio Attorney General

Some states Attorney General’s work FOR consumers when collection agencies fail to comply with the laws. According to WKBN.com, the Ohio Attorney General has filed a lawsuit against “Advanced Capital Solutions” for violations of the Fair Debt Collection Practices Act (FDCPA).  The lawsuit was filed by a Washington State consumer who said the collector left […]

Lawsuits From Target Data Breach in Minnesota

Last December, a security breach at Target resulted in the theft of personal records of some 110 million shoppers just after Black Friday. Information from some 40 million credit cards was collected from the company by cyberthieves. As a result, lawsuits were filed in multiple states against the company. Those have now been consolidated in […]

Your Credit Reports During the COVID-19 Pandemic

TransUnion, Equifax and Experian will not be able to help you because it is up to each individual creditor on how they report your account payment history. The most each agency will tell you is to monitor your credit closely and watch for identity theft.  If you have been impacted by loss of job, a […]

Fannie Mae and Freddie Mac are taking steps to help consumers

While banks continue making their own rules, Fannie Mae, Freddie Mac and the Federal Home Loan banks are taking steps to help consumers who have been impacted by Covid19. If Fannie Mae and Freddie Mac hold your mortgage, call them and tell them your situation. According to Fannie Mae and Freddie Mac, they stated: They […]