Lawsuits From Target Data Breach in Minnesota

Last December, a security breach at Target resulted in the theft of personal records of some 110 million shoppers just after Black Friday. Information from some 40 million credit cards was collected from the company by cyberthieves. As a result, lawsuits were filed in multiple states against the company. Those have now been consolidated in […]

Your Credit Reports During the COVID-19 Pandemic

TransUnion, Equifax and Experian will not be able to help you because it is up to each individual creditor on how they report your account payment history. The most each agency will tell you is to monitor your credit closely and watch for identity theft.  If you have been impacted by loss of job, a […]

Fannie Mae and Freddie Mac are taking steps to help consumers

While banks continue making their own rules, Fannie Mae, Freddie Mac and the Federal Home Loan banks are taking steps to help consumers who have been impacted by Covid19. If Fannie Mae and Freddie Mac hold your mortgage, call them and tell them your situation. According to Fannie Mae and Freddie Mac, they stated: They […]

Vystar, your850

Update on Vystar and COVID-19

To help all members across the board, Vystar suspended all loan payments with no strings attached. Vystar automatically deferred all consumer loans for 60 days, including, auto, boat, credit cards, and line of credit. Vystar will waive all the fees. Vystar said there is no opting out of this and no action is required. They […]

Are your Credit Cards Really Helping You During the COVID-19 Crisis

Some banks and credit card companies are offering “help” to those affected by COVID-19. We will continue monitoring what the card issuers are doing to help and post updates here. For now, most banks do not seem to offer much help and the details are nowhere to be found. Below is a list of some credit […]