Contact With a Debt Collector

When you are contacted by a debt collector, they are not allowed to ID themselves as anything but who they really are; debt collectors. They are not lawyers, they are not the police or the local county sheriff. We have legislation that prevents these collectors from being dishonest. These laws are put into place to […]

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Mortgage Delinquencies Surging Nationwide

New data suggest that mortgage delinquencies surged by 1.6 million in April, the largest in a single month on record. The data was reported by Black Knight, a mortgage technology and service provider. USA Today reports that the number includes both mortgages in forbearance who did not make a payment in April, as well as […]

The CARES Act is Intended to Protect You From Unfair Credit Reporting

The CARES Act passed in March as the COVID-19 pandemic swept the country was designed to protect consumers from unfair credit reporting. Most everyone understands the direct financial support that was mandated by the act, but the legislation is also intended to shield consumers’ credit scores from taking a hit. Television station KOMO reports that […]