How soon can a collection agency sue a debtor?

Collection agencies can be a bit ambitious when they collect a debt. Especially when they act faster than they should and rush a lawsuit against a debtor without allowing the 30 day right to request validation to run out. When a collection agency receives an account to collect, they are to mail a dunning notice, […]

The Validation Notice – Conspicuous Disclosure

Collection agencies will try to get away with anything they can to collect a debt. One tactic commonly used by collection agencies are not to mail the required notice to the debtor advising them of their rights on the alleged debt. The first notice collection agencies are required by law to mail is called a […]