It’s Not Necessary to Have a Perfect Credit Score

While having a credit score of 850 is nice for bragging rights, it’s not really necessary to get the best deals on mortgages and other credit. CNBC reports that, according to experts in the field, a credit score of 760 is just as good as a score of 850 for most consumers. John Ulzheimer, formerly […]

FICO Changes How it Calculates Your Credit Score

When it comes to borrowing money, your FICO score can make or break your chances. And the analytics giant is changing the way it calculates that score. The FICO Score is the independent standard measure of consumer credit risk used by lenders in more than 90 percent of all consumer credit decisions in the U.S., […]